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Menu

Our Process
Our Team
Our Services
Our Perspective
- Market Commentary
Contact Us

Market Commentary

Michael's Market Mentions

2025

Investing Is 90% Patience; The Other Half Is Compounding - Q1 2025

2024

The Wall of Worry - Q1 2024
Looking for a Bargain - Q2 2024
What Outcome Did You Have in Mind? - Q3 2024
Follow Data, Not Emotions - Q4 2024

2023

Forewarning, Reality Lies Ahead - Q1 2023
Opaquely Lucent - Q2 2023
Know When to Hold 'Em, Know When to Fold 'Em - Q3 2023
Forget the Rear-View Mirror; Keep Your Eyes on the Road Ahead - Q4 2023

2022

Valuations, the Inconvenient Truth - Q1 2022
Inflation; The Unpleasant, the Bad and the Ugly - Q2 2022
Waiting for the Other Shoe to Drop - Q3 2022
The Final Countdown - Q4 2022

2021

It's Like Deja Vu All Over Again - Q1 2021
An Opaque Picture, Through Roseate Glasses - Q2 2021
Caution, Reckless Behavior Lies Ahead - Q3 2021
Emerging Markets, the Jewel in the Crown - Q4 2021

2020

A Black Swan Aside, This Bull Has More Room to Run - Q1 2020
The Present Value of Patience is Priceless - Q2 2020
Mask Up and Trade On; It is Business as Usual on Wall Street - Q3 2020
Elections and the Stock Market; Lessons We Can Learn From Investing with Data, Not Emotions - August 2020
All Good Things Must Come to an End; Investing in the New Era of Bonds - Q4 2020

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Phone: 480.447.3373
Fax: 480.447.3380
Email: [email protected]

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17550 N Perimeter Dr, Suite 150
Scottsdale, AZ 85255
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Privacy Policy | Terms of Use | Disclosures

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Investment advice offered through Vinity Financial Group, a Registered Investment Adviser. Insurance offered through Vinity Insurance Group. Estate Planning and Legal services offered through Vinity Legacy Group. Vinity Financial Group, Vinity Insurance Group, and Vinity Legacy Group are separate entities. Vinity Financial Group, Vinity Insurance Group, and Vinity Legacy Group do business as VINITY.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

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