The key role insurance plays in financial planning is often overlooked and underemphasized. While home, auto, umbrella and business insurance is considered a common and often obligatory expense, the impact of this particular segment of a client’s portfolio is profound, whether positive or negative. Every other area of planning can be significantly undermined if the protection portfolio of insurance is incorrectly or inadequately applied. A lifetime of accumulation and careful succession planning can be wiped out in an instant if the insurance in place is inaccurate. At VINITY, we pride ourselves on educating our clients on the critical importance of carefully constructed Insurance planning. VINITY Risk Management Group is a licensed, fully operational independent insurance agency representing a number of nationally known and financially strong insurance carriers. As an independent agency, we are not tied nor obligated to any particular carrier, which instills confidence with our clients that we will always put their best interests first and find the best option and value for them while never compromising on coverage.